Bank of America: customer service and routing numbers

Bank of America is a US multinational banking and financial services corporation based in Charlotte. It is the second-largest bank holding company in the United States by assets. Bank of America is one of the world’s largest financial institutions, offering individual consumers, small and medium-sized businesses, and a range of banking, investment, asset management, and other financial and risk management products and services. Serving large companies with the full range, the company serves approximately 66 million customers and small business relationships.

Bank of America provides commercial products and services to a wide range of asset classes serving the Commonwealth, corporate and investment banking, and corporations, governments, institutions, and individuals around the world. Bank of America provides support to approximately 30 million small business owners online through online products and services. The company operates through operations in the United States, its territories, and more than 35 countries. It has business relationships with 95% of the US Fortune 1,000 and 79% of the global Fortune 500.

Bank of America Merrill Lynch, Bank of America, and BofA Securities Marketing are names used by Bank of America Corporation’s Global Banking and Global Markets divisions. The Global Banking and Global Markets Division serves medium to large corporations and institutional clients around the world. These include Business Banking, Global Commercial Banking, Global Corporate and Investment Banking, Global Markets, and Wholesale Credit. Associated with these client-facing groups are Global Capital Markets and Global Research.

The History of Bank of America

Bank of America was started in 1904 when an Italian-American, founded the “Bank of Italy” in San Francisco as a way to provide credit to and farmers refused services through the major financial institutions of the period. As reserves grew and word of mouth grew, it was renamed the “Bank of America”, giving Giannini a better sense of his bank’s mission.

The process of expansion, acquisition, and opening of branches immediately began. Gianni’s small bank became a powerhouse that supported everything from Disney movies to “Snow White and the Seven Dwarves” to the early launch of Hewlett-Packard.

Who Is Bank of America Best For?

If you are looking for a bank that is conveniently located wherever you want to be in the United States, it is difficult to beat Bank of America. Only Chase Bank and Wells Fargo offer more branches across the country. It may also suit you if:

  • You don’t mind navigating through a complex set of rules
  • You don’t have to worry about getting a good rate on your savings
  • You want to bank with a big, famous company
  • You know many fees and how to pay them

What Does Bank of America Offer?

Not surprisingly, a bank as large as Bank of America offers a wide variety of financial products. You can find anything you need to manage your money

Services

  • Customer service
  • Online, mobile, and in-person banking

Accounts

  • Money market and CD IRAs
  • Savings accounts
  • Checking accounts
  • Credit cards
  • Certificates of deposit

What Is a Routing Number in the bank of America?

A routing number is assigned by the American Bankers society and consists of nine digits that recognize a financial institution in a transaction. The first four numbers are identifiers of the Federal Reserve. The first two indicate which of the 12 Federal Reserve Bank districts is located, and the next two indicate which Federal Reserve Check Processing Center has been assigned to your bank.

How do get the routing number from the check?

If you’re wondering how to find the routing number information on your check for Bank of America, take a look at the first nine digits below the left. You can also use the earlier chart to get your Bank of America routing number. Note that your check routing number will vary depending on where you have opened your Bank of America account. Most US states have Bank of America branches and each state has its routing number, which simplifies processing and helps the bank run accounts better.

For example, Texas, Missouri, Illinois, and Florida each have multiple routing numbers, so you should contact the bank to find the correct number for your account or log in to your online account should be done. Even if you are only one number away, your funds may go to the wrong place.

Contact customer support for Your Number

There are three ways you can “ask” Bank of America. You can make a call them at 844-375-7028, go through the confirmation process, and then ask. Next, you can review their FAQ on their website and update your zip code to display your ABA routing number. Remember, this is the zip code where you opened your account, not where you live right now. Finally, you can log in to your account to find it. If you are using a website, sign in and go to the Information and Services tab. If you’re using their mobile app, get your account details and scroll down. You will see it under the Account Information section.

Bank of America routing numbers for all 50 states in the USA

Bank of America routing numbers

Bank of America Wire Transfer Routing Numbers

If you are sending a domestic wire transfer, you will only need the wire routing number in this table. If you are sending wire transfers internationally, you will also need a Swift code.

Bank of America routing number for ACH transfers

To send an ACH transfer to any Bank of America account, the ACH routing number must be added. To send a domestic ACH transfer, you will require using an ACH routing number that varies from every state. You will need to include the ACH routing number when sending an ACH transfer to any Bank of America account.

Bank of America routing numbers 2

Which Bank of America routing number do you use?

The Bank of America routing number you need will depend on the transaction. You may need one number to receive an ACH transfer, and another to arrange automatic bill payments.

A bank may have different routing numbers, but they are never shared with other banks. This helps ensure that your payment ends where it is intended.

What are routing numbers used for?

Bank of America routing numbers 3

Banks use routing numbers for all types of financial transactions. If you want to do any of the following, you will need one:

  • Deposit payments such as salaries or pensions into your account
  • Set up a deposit directly from your Bank of America account, or pay the bill automatically
  • Pay in a check
  • Make a wire transfer or ACH payment to someone in the United States

How to get your routing number online?

Here are some ways to find your number online:

  1. Bank of America online banking- By logging in to Online Banking; you will be able to get your Bank of America routing number.
  2. On this page- We have entered a Bank of America routing number to check accounts and wire transfers.
  3. Fedwire- You can see your routing number on the official website of the Federal Reserve.
  4. Check or statement- Bank of America check or bank statement.

Your routing number is to ensure that your payment is secure and appropriate to the recipient. This page is a great place to start when you are looking for your Bank of America routing number. But it is always worth checking the correct account and routing number with your bank or your recipient.

Advantage SafeBalance Checking Account

At first glance, this may seem like a good checking account. There are no overdraft fees or NSF fees, and if you meet certain requirements, there is no monthly fee for this account. However, the problem arises when you start digging under the hood.

To qualify for this sweet monthly fee waiver, you’ll need to enroll in a preferential rewards program and have at least 000 20,000 in your Bank of America and/or Merrill Investment accounts in America. 000 will require a three-month combined average balance. If you cannot meet this requirement for enrollment in Preferred Rewards, you will have to pay a monthly maintenance fee of 9 4.95 per month for this account.

Also, this account pays zero interest and does not come with a check. You can still transfer money in and out of this account through ATMs, direct deposits, personal deposit deposits and withdrawals, bank to bank transfers, and your debit card.

Advantage Relationship Checking Account

If you want to keep large balances in your accounts, this bank may be the best choice for you. If you keep about $10,000 per statement in your associated Bank of America account, a massive $25 fee will be waived. If you sign up for the Preferred Rewards program, you can also waive the fee.
In return, you will earn some interest from this account. Don’t get too excited, though – it’s about 0.0 1 0.01, which is as low as a bank can pay while saying anything pays. You can also get some valuable compensation, such as free checks, free wire transfers, free overdraft protection transfers, and a monthly fee waiver if you link it to other bank accounts.

Advantage Plus Checking Account

Bank of America’s Advantage Plus checkout account is probably the one that will be of interest to more people, assuming you have an open 100 deposit required. It comes with the option to buy a paper check and is a little easier to meet the monthly requirements; waive the 12 monthly fees. Do only one of three things during each round of statements:

  1. Keep a daily balance of at least 1 500 to 500 1,500 in this account
  2. Enroll in the Preferential Rewards Program (which prevents 20,000 from entering)
  3. Eligible direct deposit of at least $ 250

Unfortunately, no interest is shown on this account, and this includes a new potential image: if you overdraft it, you will receive an overdraft and NSF fee from this account. Can be done. The fee is 1 35 for each overdraft, depending on your situation. You can choose Overdraft Protection from your Bank of America Savings Account, but you will have to pay (12 fees (even a little) for each transfer to cover the overdraft.

Advantage Savings Account

Bank of America offers a savings account for adults only, and there’s not a ton to like about it. Although it offers about 0.03% APY, its rate varies by location and is so low that it is non-existent.

Even worse, it comes with an $ 8 monthly fee. It’s not as bad as checking out some of Bank of America’s accounts, but you’ll need to keep several hundred thousand dollars in this savings account to earn enough interest to cover the monthly fee. You can waive it in some ways, however, especially if you maintain an average daily balance of at least $ 500 in your account.

Keep in mind that this means that you will not be able to withdraw the account, such as if you are saving for something special and you reach your goal. You will need to save more than you need to keep  $500 in your account each month to avoid fees.